About Us

To reach business goals youve got to prepare for them

Small Business With Big Dreams? We Can Help.

Navigating the pitfalls of business financing doesn’t have to be a daunting task. The experienced team at FNBCC Small Business Lending is prepared to mindfully guide you through the complexities of SBA lending and provide the best possible options for your individual business, even when other institutions may have fallen short. We pride ourselves on providing a premier level of personalized and professional service, ensuring your journey is streamlined and efficient, with a strong emphasis on cultivating enduring relationships with our clients.

FNBCC Small Business Lending is the government-guaranteed lending division of First National Bank of Coffee County & First National Bank Coastal Community. Our commitment extends beyond securing the loan approval and the loan closing. Our team is ready to go the extra mile by delivering exceptional customer service throughout the entire lifespan of your loan. If traditional avenues have left you seeking more, turn to FNBCC Small Business Lending. Your dreams may be big, but our dedication to your success is even bigger.

SBA-Backed Loans for Your Small Business

  • Low or No Down Payments
  • High Loan-to-Value Ratios
  • Longer Repayment Terms and Lower Monthly Payments
  • Flexible Use of Funds, including Working Capital, Equipment Purchase, Real Estate Acquisition, Debt Refinancing, and More

USDA B&I Loans for Your Rural Business

  • Low-Interest Rates
  • Extended Repayment Terms (Up To 40 Years)
  • No Covenants or Balloon Repayment Structures
  • Flexible Use of Funds, including Business Acquisition, Expansion, Modernization, Real Estate Development, and More

Where Your Dreams Find Support, Solutions, and Success

Our unwavering support ensures that you're not merely gaining financing; you're acquiring a dedicated partner committed to fostering your business growth and prosperity. Get in touch today to unlock a world of possibilities.

Ready to Chat With Our Lending Specialist?

As an SBA Preferred Lender, we bring unparalleled advantages to the table like fast approvals, expert guidance, and customized loan solutions. Let’s begin a conversation about how we can help your business thrive today and into the future.

YOUR SBA PREFERRED LENDING PARTNER